Tags: financial planning

OpenAI unveiled a new suite of personal finance features on Friday, making them available in preview to ChatGPT Pro subscribers in the United States. The tools let users link bank accounts, credit cards and investment platforms through a partnership with Plaid, then ask the chatbot to analyze spending, track subscriptions and model future financial goals. The rollout follows OpenAI’s acquisition of the Hiro finance‑tech team earlier this year and leverages the latest GPT‑5.5 model, which OpenAI says improves contextual reasoning for money‑related queries. Ler mais

OpenAI announced Monday that it has bought Hiro Finance, an AI‑driven personal finance startup founded by serial entrepreneur Ethan Bloch. The deal, confirmed by both parties, will see Hiro shut down its consumer app and transfer its roughly ten‑person team to OpenAI. Backed by Ribbit Capital, General Catalyst and Restive, Hiro offered users scenario‑based budgeting powered by a model trained for financial math. While terms remain undisclosed, the acquisition signals OpenAI’s push to deepen its foothold in the fintech space and expand talent ahead of its next growth phase. Ler mais

ChatGPT offers convenience for many everyday tasks, but it falls short in critical areas such as health diagnoses, mental‑health support, emergency safety decisions, personalized finance or tax advice, handling confidential data, illegal activities, academic cheating, real‑time news monitoring, gambling, legal document drafting, and artistic creation. While it can provide general information and brainstorming assistance, relying on it for these high‑stakes matters can lead to serious consequences. Users are urged to treat the AI as a supplemental tool and seek professional expertise where accuracy, legality, or personal safety is at stake. Ler mais